Social protection is crucial for workers as it covers family benefits and health care and provides income security in the event of such contingencies as sickness, unemployment, old age, disability, accidents, maternity, loss of the breadwinner and social assistance programmes. To address the challenge of low coverage of the social security systems, the NSSF Act has been reviewed to provide for conversion of NSSF from a provident fund to a pension scheme. This will facilitate expanded coverage and provide for the requirements of the people in the informal and other sectors. The Fund is in the process of exploring various ways of enhancing contributions base by encouraging voluntary contributions and setting a minimum contributory level. The Fund also will continue to play a significant role in national development by providing affordable housing projects for workers.